Box 760 Parshall, ND 58770 Number of Reviews 159 Source of Information error This company may not service all states. The site refuses to give that information until after I have agreed to refinance and paid a fee. 159 User Reviews 6.7 Overall Score Company Details 300 Maximum Loan Amount 1,500 Loan Terms 9 Months Minimum Credit Score N/A States Serviced Company Headquarters P.O. Whenever I go to the refinance tab, I get no information on what my payment amount would be changed to, when my new due date would be, or what my new interest rates would be. Is there any way I can lower this? Is there anything I can do at all to avoid repaying such an egregious amount? I know I really messed up by not simply reading the contract before signing but surely there's something I can do, right?ĮDIT: I want to add that I looked in to refinancing the loan, but the Speedy Cash website is extremely ambiguous. $1873.26 for a $425 loan, $119 out of every check I receive for the next 6 months. XACT HQ Orlando, FL The City Beautiful How may we assist you New Relationships Business Development Sales, Quotes and Information +1 800.670-XACT Request a Quote Contact Sales Book a Time Recruitment Human Resources +1 877. I didn't read the contract before signing (I know, major facepalm) and I've just come to realize that not only will I be paying back $1,309 due to interest, but also an additional one-time payment of $564.26 in principal and CAB fees. Anyways, I signed up for a payday loan through Speedy Cash for $425. In hindsight, this was a bad idea, as I would've come out WAY cheaper just paying the late fees on my rent. Source The NCLC site says, Rent-a-bank schemes are of questionable legality. Check ‘n Go also directly offers high-cost installment loans in several other states. For finding xact loans reviews, we can understand how difficult it is to get the right information. – 5:00 p.m.To keep this brief, I had to take out a payday loan to make rent last month. Xact loans are offered in several states that do not allow installment loans at those rates. If you have questions or concerns, please contact the Opportunity Financial Customer Support Team by phone at (800) 990-9130, Monday – Friday, 7 a.m. We may also ask to see your driver's license or other identifying documents. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT Customers with credit difficulties should seek credit counseling before entering into any loan transaction. NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. All loans originated by our lending partners will be serviced by OppLoans. Use of Opportunity Financial, LLC is subject to our Terms of Use and Privacy Policy.Ĭalifornia Disclosures and Privacy Policy | California Consumers can opt-out of the sale of personal information by clicking Do Not Sell My Personal Information.Īpplications submitted on this website may be originated by one of several lenders, including: Opportunity Financial LLC, a licensed lender in certain states or one of our lending partners.
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